第361章 聚沙成塔
笔趣阁(biquge985.com)更新快,无弹窗!
方幻投资内部,一场关于进军美国市场的紧急会议正在召开。
“目前,在美国市场,最火的证券交易APP,是一款叫‘罗宾侠’(Robinhood)的应用,可以理解为美版‘同花顺’。
易情期间,个人投资者爆炸式增长,这款应用以其‘零手续费’的噱头,疯狂吸引了海量的年轻人。
业务范围涵盖了股票、期货、ETF,甚至连虚拟币都能交易。”
“它也能做虚拟币交易?”苏皓问。
“是的。但只是小打小闹,交易的币种很有限,不成气候。
在虚拟币这个赛道,我们的方幻交易所是绝对的霸主,它连跟我们竞争的资格都没有。
可问题是,如果它一直保持这种零手续费的野蛮扩张策略,不断扩大业务……
未来,谁也说不准,它的用户增长势头,非常凶猛。”
一句话总结,这是一个极具威胁的潜在对手。
“比特币市场,我们是碾压,可一旦战场换到美股,情况就反过来了。
人家的用户基本盘太扎实,而我们的用户,几乎全是冲着比特币来的。”
“也就是说,在美股市场,我们打不过它?”
“是的,人家的用户忠诚度极高,硬碰硬,我们毫无胜算。
而且,‘罗宾侠’已经有了进军全球的野心,所以说我们的虚拟币业务长远来看也可能受到威胁。”
而更致命的,是现实的壁垒。
“国内证券类APP之所以能让用户交易美股,其实是通过与海外金融机构合作,充当一个‘中介’的角色。
夏国公司想在北美自己搞一个证券APP,限制多如牛毛,难如登天。
各种监管牌照,能把人活活拖死。”
“不过……苏董,以上说的,都是普通国内金融公司的困境。”
汇报的研究员话锋一转,眼中闪烁着兴奋的光芒,“我们方幻,不一样!”
“因为,我们有方幻交易所这个全球性的超级平台!它本身就是美国用户量最大的比特币交易APP。
‘罗宾侠’能把它的APP改造成能交易虚拟币,我们同样可以把方幻交易所的APP,升级成能交易美股的平台!”
但这需要美国监管机构的批准。
要想实现这一点,需要迈过三座大山:
SEC经纪交易商牌照、FINRA会员资格、SIPC会员资格。
这三道令无数金融巨头折戟沉沙、望而却步的“通天壁垒”,正是阻碍所有外来者入侵美股市场的叹息之墙。
光是申请这套流程,没个三年五载根本下不来,而且失败率极高。
“但是,我们方幻,完全不用担心这个。”
那道如同天堑般的监管壁垒,对别人是铜墙铁壁,对方幻而言,却如履平地。
“因为,当初我们进入美股市场时,为了方便我们操作,美国政府已经把这一整套牌照打包送给了我们!”
那一次,为了让方幻能在美股市场救市,美国政府亲手为他们扫清了所有障碍,所有监管绿灯大开,甚至双手奉上了通行令牌!
谁能想到,当初的这份大礼,今天能在这里派上用场!
然而,即便如此,现实的另一堵墙依旧高耸。
“就算我们拿到了资格,一个非美国本土的APP,想要吸引美国本土的用户,还是太难了。
本土市场,早就被‘罗宾侠’那样的地头蛇瓜分干净了。”
结论很残酷:就算你翻过了“叹息之墙”,如果拉不来新用户,那之前的一切努力,都只是白烧钱。
毕竟,拓展美股业务,得招募一大批新员工,还有运营成本,各种开销都不是小数目。
因此,在场的员工们都觉得,这事儿,难度太高,不做也罢。
但苏皓的直觉,却依旧在疯狂地提醒,催促着他向这个看似不可能的目标发起冲锋。
明明现实角度看,根本没可能从“罗宾侠”嘴里抢到用户啊……
“除非……”李慧琳弱弱地举手,“除非‘罗宾侠’自己作死,搞出什么惊天动地的大事故,导致用户集体出逃。”
“那概率也太低了,”梁海源摇头,“跟买彩票中头奖差不多。”
“也是……”
换言之,没有奇迹,就没戏。
然而,苏皓的眼神却骤然锐利起来。
他的直觉,从未错过。
‘搞不好,那个“罗宾侠”,真的会自己把自己玩死呢?’
***
与此同时,一场游戏驿站的风暴正在酝酿。
50%的做空比例本来已经很夸张了,但市场很快就证明,想象力还是太贫乏。
70%……100%……最终,游戏驿站的做空比例,一路狂飙到了令人发指的140%!
一支做空比例超过10
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